Missing Money Part 2

CreditCardFraud
Okay so today I spoke to my banks (Nationwide) fraud department, and a really helpful and informative guy called Steve. He took all the details and then told me what I wanted to hear. He told me that I was fully covered and that the money would be refunded in the next couple of days.

He went on to tell me how this problem is quite prolific in Asia and one of the biggest markets for stolen card details at present is Austraila. Now I am not 100% sure how true that is, but he is the man in the know and I have no reason to not trust him.
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Missing Money

CreditCardFraud
Dam....Dam....Dam....Well it’s happened to me! I am now officially a statistic. Checking my bank account today, like I do on a regular basis, I noticed a rather large transaction that I know I didn’t make.

20 June 2008 Crazy Johns SOUTH YARRA. 2,516.00AUD at 2.07 £1212.80

Now I have never been to Australia, although in the last Month I have been in India, Thailand, India, the UK, and India again, and have used my bank card in all three countries. I always try to take as much care as possible, and have a dedicated credit card I use abroad to avoid such occurances, but it looks like I have come unstuck this time.

I have phoned my bank, who have suspended my bank card and are going to issue new ones, but it means I am going to have some fun getting access to money for a while. The real pain is I have to wait until Monday before I can speak to the fraud department and start the process to reclaim the money.

In the meantime I have contacted the company concerned (http://www.crazyjohns.com.au/) and spoken via there online helpd to a BenN. He was very helpful and promised to send all the details to his fraud department.

Why did I contact the company concerned? Well the thing about theives is there generally not as clever as they think they are and often try to use the same company again and again. More over as this company deals in Mobile phones that is even more likely as they are easyily distrabuted and often in demand. The theif can offer them below market rate (Well they didn’t cost him anything) and the client, while suspecting its too good to be true, often can’t resist the opportunity to get there hands on the latest phone at a reduced price.

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